Recent changes to the rates of these accounts come as the financial. Savers can open Bonds in branch, while Online Bonds can be opened via the website, Internet Bank and Banking app. FlexDirect | In-credit interest current account | Nationwide Home Current accounts FlexDirect current account Get access to 5% interest on your money and an interest-free arranged overdraft for the first 12 months with our online current account. Gross p.a. 3 year Fixed Rate Online Bond . If you choose to continue with your application, well run a hard credit check too. Google Pay and Android are trademarks of Google LLC. Nationwide 5 Year Fixed Rate Bond Rate is for a '3 Year Fixed Rate Bond' for the balance range from 1 - 5,000,000. You cannot open this account in trust for the benefit of another person. It is also a major provider ofcurrent accounts,credit cards,ISAsandpersonal loans. including credit union Non-Traditional Mortgage Product Any mortgage product other than a 30 yr fixed rate Residential Mortgage Loan Any loan primarily for personal, family or household use that is secured by a mortgage, deed of trust or other equivalent consensual security interest on a dwelling or residential real estate upon which a dwelling . Fixed for the first 12 months from when you open your account, Ongoing variable rate once any offer period has ended, 0.25% AER Nationwide Secure Growth has a 7-year CDSC period and an optional 5-year CDSC period. change your existing Nationwide current account to a FlexDirect. Effective 08 April 2020 - 21 April 2020, Business 95 Day Saver LA Issue ISAs are a good idea whatever your savings goal. Depository Institution Any bank or savings assoc. The value of your investment can go down as well as up, so you may get back less than you originally invested. This is instead of 5% AER (4.89% gross per year fixed) on balances up to 2,500 for the first 12 months ( provided you pay in . The Start to Save account from Nationwide offers the following features: Save up to 100 a month for 24 months Interest paid annually (calculated daily) Open and manage the account online or through the Nationwide banking app. This was 2% AER. Effective 04 May 2022 - 04 July 2022, Business 95 Day Saver Issue 7 Nationwide Building Society previously paid 2 per cent interest fixed for 12 months on balances up to 1,500 on its FlexDirect account, but now is improving the rate on offer to 5 per cent AER . If the account balance that we calculated interest on changes, then we may need to debit your account with an interest adjustment. AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and compounded once each year. On Wednesday 5 October, Nationwide Building Society is increasing rates across a number of its savings products. Answer a few questions and we'll help you find the savings interest rate you're looking for. The changes include launching Fixed Rate Online Bonds paying highly competitive1 rates of up to 4.75%. Please remember you can only receive the 12-month in-credit interest rate offer on your first FlexDirect. For personal savings visit nationwide.co.uk. We regularly review our accounts to make sure were competitive. Apple Pay, Samsung Pay and Google Pay are available on selected devices and operating systems. If you dont qualify for a FlexAccount, FlexDirect or FlexPlus current account, you may be offered a FlexBasic account. Nationwide adheres to The Standards of Lending Practice, which are monitored and enforced by the We're proud to offer Nationwide Platinum Edge, our fixed annuity product with the MVA feature. Check your savings interest rates | Nationwide Home Savings and ISAs Check your savings interest rates Answer a few questions and we'll help you find the savings interest rate you're looking for. You can use Apple Pay, Google Pay or Samsung Pay. Our online account with access to in-credit interest and an interest free arranged overdraft for the first 12 months. by phone. Lock in your interest rate for one, three, five or seven years. After the first 12 months, its 0.25% AER (0.24% gross a year) variable. Life insurance will cover your dependents by paying . https://savingschampion.co.uk/best-buys/personal/easy-access-accounts; https://savingschampion.co.uk/best-buys/personal/variable-rate-cash-isas, 1 Year Fixed Rate Bond: 3.25%/3.20% AER/gross per annum, 2 Year Fixed Rate Bond: 3.50%/3.45% AER/gross per annum, 6 Source: Moneyfacts. 4 Source: Savings Champion. I don't actually mind the interest compounding since it's 4.75% and I have no real need for it. Here is a full list of the most recent raised interest rates by Nationwide: One Year Fixed Rate ISA - 1.40 percent AER/tax-free (fixed) Two Year Fixed Rate Bond/Online Bond - 1.40. The gross rate of interest is the interest rate payable before any income tax is deducted (if you do pay tax). Interest rate until 30 November 2022 Interest rate from 1 December 2022. Staying in your arranged overdraft over a long period can be an expensive way to borrow. Monthly interest must be paid into a different Nationwide current or savings account (as long as it is possible to make interest payments into that account) or a current account with another building society or bank. Fixed Rate Bonds: The Society will be launching new issues with increased rates on its Fixed Rate Bonds 2. Easy Saver ISA - An easy access cash ISA which can be opened with as little as 1 and includes a fixed introductory bonus rate. Guaranteed there shouldn't be any problems but if there are, you won't lose a penny. https://savingschampion.co.uk/best-buys/personal/fixed-rate-bond, https://savingschampion.co.uk/best-buys/personal/easy-access-accounts, https://savingschampion.co.uk/best-buys/personal/variable-rate-cash-isas, Best Easy Access Savings | Up to 2.10% Variable | moneyfacts.co.uk. Have you had a FlexDirect current account before? Youll need to pay in at least 1,000 a month, not counting transfers from other Nationwide accounts or Visa credits. Well need some information about you. are a UK resident. 5% AER (4.89% gross a year) in-credit interest fixed for 12 months on balances up to 1,500. Key Second Quarter Fiscal 2023 Operational Highlights. Effective 01 February 2022 - 03 May 2022, Business 95 Day Saver LA Issue 2 5% AER credit interest on balances up to 2,500 (first year) 1 May = 2% AER credit interest on balances up to 1,500 (first year) TSB Classic Plus Account. Effective 01 February 2022 - 03 May 2022, Business 95 Day Saver LA Issue I will double check the instructions when I get on my laptop. This flexibility is attractive to customers who either cannot tie up their money for more than a year or for those who would like to see their savings grow for a bit longer. Effective 28 January 2021 - 31 January 2022, Business 95 Day Saver Issue 9 Our current account help sectionhas the answers to our most commonly asked questions. This means if youve held a FlexDirect before and got the 5% or 2% AER introductory rate, you can only get the 5% AER rate if you open a joint FlexDirect and you havent previously held a FlexDirect in those joint names. 2 The rates are available for balances of 1 or more and monthly interest options are available on fixed bonds (excluding online bonds) for those who prefer to get a regular income from their savings. This website uses cookies to improve user experience. 4.00%; 2 year Fixed Rate Online Bond . Grow your savings with a Fixed Rate Bond from Santander UK - guaranteed interest rate for 1 year for 1|2|3 World or Santander Select customers. 1 year Fixed Rate Online Bond. Opening a FlexDirect is one way to become a memberof Nationwide. Get a personalised mortgage rate To compare mortgage deals and see what your interest rate and monthly payment could be, try using our new online mortgage rate finder. 3 1 Year Triple Access Online Saver/ISA can be opened and managed online via the website, Internet Bank and Mobile Banking App and have a minimum operating balance of 1. Effective 05 July 2022 - 01 August 2022. FlexDirect offers in-credit interest on every penny in your account up to 1,500. Both accounts allow three withdrawals during the 12-month term. Fixed Rate Bond Nationwide Min deposit 1 Term 3 Years Interest AER 4.75% More info Why we like it: Interest paid annually. Nationwide will also increase the rate on the current issue of its Triple Access Online Saver and Triple Access Online ISA meaning both those that have the accounts already and those who open them will benefit. Web ISA - An online account which offers a fixed introductory bonus rate on balances over 1,000. Product update: fixed rate bonds and fixed rate ISAs. You can confirm our registration on the FCA's website (opens in a new window). Our 200 bank account switch offer ended on 30 November 2022. Please note these rates may no longer be available for new business and are displayed for information purposes only. Nationwide is also launching new issues with increased rates on its Fixed Rate Bonds. 5 December at 3:10AM kaMelo Forumite 1.6K Posts We'll set it up in the same names as the existing account you're moving the money from. Nationwide normally have no option for paying away the interest. You will need to hold or open a Nationwide current account to apply. Before we can offer you one, we'll need to look at your circumstances. 1 or fewer 2. . Nationwide is not responsible for the content of external websites. You can open this account if you: are 16 or over. Openings made on nationwide.co.uk can only be in your sole name. Future Saver (all issues for members with a Nationwide main current account) Withdrawals Per Account Year Interest rate until 30 November 2022 Interest rate from 1 December 2022. These new rates, which are AER/gross per annum (fixed), will be: One Year Fixed Rate Bond - 3.25 percent Two Year Fixed Rate Bond - 3.50 percent Triple Access Accounts The One Year Triple Access Online Saver's current issue now pays an interest rate of 2.10 percent AER/gross per annum (variable) for 12 months. Interest rate depends on your account balance and applies to the whole balance. Nationwide Building Society is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 106078. You can open the account with a minimum of 1 up to a maximum of 5million. Tax-free is the contractual rate of interest payable where interest is exempt from income tax. Nationwide is the world's largest building society as well as one of the largestsavingsproviders and a top-three provider ofmortgagesin the UK. On Wednesday 5 October, the Society will also be doubling the interest rate for new and existing members on the Flex Instant Saver account to a highly-competitive6 2.00% AER for 12 months7. On Wednesday 6 April, Nationwide will also be launching new issues of its fixed . Nationwide is to cut the interest on its popular FlexDirect current account, in yet another blow to current account perks. Effective 05 July 2022 - 01 August 2022, Business 95 Day Saver LA Issue 2 Effective 01 February 2022 - 03 May 2022, Business 95 Day Saver Issue 9 We also understand there are plenty of savers who are happy to lock their money away for a period of time, which is why we will be offering highly competitive rates on our Fixed Rate Online Bonds.. You can easily choose between them depending on your needs and if youre a Nationwide customer then you will be able to do this online. This could be a partner, a family member or a friend. Appointed respected food industry executive Adam L. Michaels as Chief Executive Officer and member of the Board of Directors You can open your FlexDirect as a joint bank account or add someone to it later. If youve had a FlexDirect current account before, you wont receive the 12 month credit interest offer or the interest-free overdraft offer again. These interest rates will only be paid if you are paying in at least 1,000 per month, not counting transfers from other Nationwide accounts or Visa credits. Fixed term ISAs are a type of savings account that offers a fixed rate of interest for a set length of time. When you do, well look at your circumstances to see if we can offer you one. The AER interest is annual and requires a nationwide current account. Stocks and Shares ISAs are a tax-efficient way to invest. With certain types of cash ISAs, you have instant access to your money, which makes it a flexible way to plan your finances. Members can save up to 5 million into the instant access account, with no limit on withdrawals. After 12 months, an interest rate of 39.9% a year compounded (variable) will apply to your arranged overdraft. The representative example shows you the rate of interest we charge for arranged overdrafts. You can confirm our registration on the FCA's website Please see our tables for latest rates and comparison. Get 200 when you switch to a FlexDirect The Society has around 18,000 employees. You just need to meet the, Like us on Facebook (this link will open in a new window), LinkedIn (this link will open in a new window), Follow us in Twitter (this link will open in a new window), YouTube (this link will open in a new window), Instagram (this link will open in a new window), General current account terms and conditions, FlexDirect Fee Information Document (FID), See a full comparison of our everyday bank accounts, Find out more about the FSCS - PDF, 936KB (opens in a new window), terms and conditions - PDF 409KB (opens in a new window), current account terms and conditions changes - PDF, 269KB (opens in a new window), Financial Services Compensation Scheme (opens in a new window), www.lendingstandardsboard.org.uk (opens in a new window), the FCA's website (opens in a new window), agree the account is for personal use only, hold no more than 4 existing sole or joint Nationwide current accounts, register for the Internet Bank as per the, Manage all your Nationwide accounts in one place, Report your card lost or stolen and order a new card, switch your current account from another building society or a bank to us, or. Its interest free. We dont charge a monthly fee for maintaining the account. Nationwide's market value adjusted annuity product Some fixed annuities feature a market value adjustment (MVA) that offers flexibility of various guarantee terms combined with the potential for higher interest yields that traditional fixed investments. 1 Source: Savings Champion. You can confirm our registration on the FCA's website (opens in a new window). Best 1 Year Fixed Rate Bonds Up To 4.35% Fixed | moneyfacts.co.uk Advertisement Savings and ISAs Savings Compare all savings accounts Fixed rate bonds Notice accounts Regular savings accounts Monthly interest accounts Easy access savings accounts High interest current accounts Offshore savings accounts Children's savings accounts You'll need to be 18 or over and a Nationwide member. Gross a year is the interest rate without tax deducted. It includes all the costs of borrowing including certain account fees and promotional rates. Find out more at santander.co.uk. Seamless a dedicated team does it all for you. 2 May = 1.50% AER credit interest on balances up to 1,500. No withdrawals permitted Fixed Rate Bond RCI Bank Min deposit 1000 Term 3 Years Minimum deposit 500. Generally, the longer you give up access, the higher the return. Shawbrook Bank 3 Year Fixed Rate Cash ISA, Shawbrook Bank 5 Year Fixed Rate Cash ISA, Check balance and statements via internet banking or online, Transfers are accepted from Nationwide ISAs and other providers, No withdrawals and the account will need to be closed in order to access the money early. If you open your account towards the end of the month your first interest payment may not be paid until the end of the following month. Nationwide Building Society is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 106078. If you want to bag the 5% interest FlexDirect currently pays on balances up to 2,500, you've until Thursday 30 April to apply and lock in that rate for a year. Nationwide has continued to offer competitive interest rates on deposits and in recent months, the Society's average deposit 4 rate has been more than a third higher than the market average 5. Well run a soft credit check to see what we can offer you. However, you will get the offer on a new joint account, as long as you have not shared a FlexDirect account with that person before. Conditions apply. The new rates for annual interest are: One Year Fixed Rate Bond - 0.80% AER/gross p.a. There are also changes to montly savers from Natwest, Nationwide, HSBC and more.Plus . You can have up to two joint account holders if applying via the Internet Bank or Banking app. 35 Day Notice Account AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and compounded once each year. You choose the date, and well let you know when its done. The Society will be launching new issues with increased rates on its Fixed Rate Bonds2. I have never seen anything like this before. They have all seen a huge increase in savers looking for new accounts, and have raised rates to as much as 2.85 per cent on easy-access accounts a best buy from Coventry Building Society . You can set your text alert preferences to help you manage your money. Effective 31 August 2018 07 April 2020, Business 95 Day Saver Issue 7 To purchase Nationwide funds, call 1-877-245-0761 to talk to a specialist, or speak with your financial professional. Nationwide customers can get five percent with the FlexDirect account (Image: GETTY) To be eligible to open an account, a person must be 18 or over and a UK resident, and the account must. Nationwide is offering 200 free cash for Britons who switch (Image: GETTY) After 12 months, an interest rate of 39.9 percent a year compounded (variable) will apply to their arranged. FlexDirect offers in-credit interest on every penny in your account up to 1,500. Effective 04 May 2022 - 04 July 2022, Business 95 Day Saver LA Issue 2 The new annual rates, which are AER/gross per annum (fixed), will be: Monthly interest options are also available on Fixed Rate Bonds.5. Open and manage online. Access to 5% AER (4.89% gross a year) fixed in-credit interest for 12 months. I am looking at the Nationwide 1 year fixed rate bond at 4.00%, but it has the following note. Personal Finance Insider writes about products, strategies, and tips to help you make smart decisions with your money. What is the interest rate on Nationwide accounts? This means the bank or building society cannot change the interest rate. Fast switch in just 7 working days. Overdraft calculator to see how much one might cost. By using our website you consent to all cookies in accordance with our Cookie Policy. Fixed annuities can help you accumulate funds for retirement without exposing your hard-earned money to market risk. Before you apply, make sure you read the: We dont charge a monthly fee for maintaining the account, but charges can apply for: We offer a few different current accounts. Youll need to be 18 or over and a UK resident. Must be UK resident and be aged 16 or older. The account can be opened online via Nationwides website, Internet Bank or Mobile Banking App. After 12 months, the accounts automatically switch to one of Nationwide's instant access accounts. In exchange for a higher rate, banks will ask you to tie up your cash. (https://www.the-fca.org.uk). Find out more about overdrafts using our: Overdrafts page to understand how they work. If you applied to switch your bank account to us on or before this date, you can still get our offer. Effective 01 February 2022 - 03 May 2022, Business 95 Day Saver Issue 8 Read more about our current account terms and conditions changes - PDF, 269KB (opens in a new window). Cookie Policy I Agree. These new rates, which are AER/gross per annum (fixed), will be: One Year Fixed Rate Bond - 3.25 percent The account now. 7 The introductory rate is payable for 12 months, after which the account will revert to another instant access account (details provided nearer maturity). Otherwise you will need to visit their branch. https://savingschampion.co.uk/best-buys/personal/fixed-rate-bond. The new rate on the existing issue of the 1 Year Triple Access Online ISA is now 2.00% gross/tax-free per annum (variable) for 12 months. Interest-free arranged overdraft for 12 months. a different Nationwide current or savings account (as long as it is possible to make interest payments into that account) a current account with another building society or bank. 2.50% AER/ gross a year (variable) 3.00% AER/ gross a year (variable) Table 18. The rate of 1.75% is 0.31% lower than the average 2.06%. Check that youre applying for the right account for you. Currently, Nationwide's One Year Fixed Rate Online Bond pays customers an interest rate of four percent. Some businesses and charities may be eligible for protection under the Financial Services Compensation Scheme (FSCS). As it is a guaranteed amount, you know what you will end up with at the end which makes it a lot safer than investing. What is the best savings interest rate in UK? Just for Nationwide current account holders. from Nationwide Interest Rate (AER) 1.50% Term: 1 Year, with option to make three free withdrawals See Deal 3 Year Fixed Rate Cash ISA from . Best Easy Access Savings | Up to 2.10% Variable | moneyfacts.co.uk. The accounts offer competitive rates of interest . A minimum opening fee of 1 is a great option with those people with less to invest but who don't want to miss out based on the higher deposit minimums of some other companies. The new, highly competitive1 rates, which are AER/gross per annum (fixed), will be: The new rate on the current issue of the 1 Year Triple Access Online Saver is now a highly competitive4 2.10% AER/gross per annum (variable) for 12 months. 3% AER credit interest on balances up to 1,500. From 16 January 2023, we'll be making some changes to the terms and conditions of our current accounts. Things like your name, address history, employment and income. LSB: www.lendingstandardsboard.org.uk (opens in a new window). So, if you already have a FlexDirect that you opened or applied for before 21 June 2022, your in-credit interest rate will still be fixed for the first 12 months at the rate that was available when you applied for your account. Nationwide offer a wide range of saving options, including: Fixed and Variable ISAs, the help to buy and the Inheritance ISA so you can be sure to find one that suits your needs. It includes all the costs of borrowing including certain account fees and promotional rates. Effective 08 April 2020 - 31 January 2022, Business 95 Day Saver Issue 8 Subsequent withdrawals will see the interest rate revert to 0.30% for the remainder of the period. Effective 05 July 2022 - 01 August 2022, Business 95 Day Saver Issue 8 What we do for charity Nationwide is committed to supporting charities and local communities - and here are just a few examples of how we do this: We give at least 1% of . FSCS Protected. The gross rate of interest is the interest rate payable before any income tax is deducted (if you do pay tax). Wow, First Direct are offering a huge 7% interest on its regular saver! Yes No This flexibility is attractive to customers who either cannot tie up their money for more than a year or for those who would like to see their savings grow for a bit longer. A good way to compare the cost of our arranged overdraft with other overdrafts or ways of borrowing is to look at the representative APR. The new annual rates, which are AER/gross per annum (fixed), will be: 1 Year Fixed Rate Bond - 3.25% 2 Year Fixed Rate Bond - 3.50% A couple of weeks ago, Nationwide upped the interest rate to their FlexDirect account. Nationwide Building Society is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 106078. It's really important that you read about these changes before applying. Nationwide has increased interest rates on many of their accounts recently. Interest is calculated daily on funds once they have been paid into the Fixed Rate Online Bond during the . Nationwide offer two fixed rate ISAs, a one year plan and a two year plan. The increases were making to the rates on the latest issue of our Triple Access accounts mean those who already have those accounts will benefit without needing to do anything. Nationwide mortgage rates Compare mortgage rates and find the mortgage deal that's best for you. . Nationwide is not responsible for the content of external websites. The 7-year guarantee period is not available with the 5-year CDSC. Thats why we increased our FlexDirect 12-month fixed introductory in-credit interest rate from 2% AER (1.98% gross a year) to 5% AER (4.89% gross a year) on 21 June 2022. Effective 05 July 2022 - 01 August 2022, Business 95 Day Saver Issue 9 FlexDirect must be managed online or over the phone where possible. Find out about our interest rates. Samsung and Samsung Pay are trademarks or registered trademarks of Samsung Electronics Co., Ltd. You can apply for an arranged overdraft at any time. Today's best savings rates funding window. Our current account members get access to exclusive savings accounts, like our Flex Instant Saver. If youre in the first 12 months of opening your first FlexDirect current account, we dont charge interest on arranged overdraft use. Interest rate 2.25% AER/gross a year (variable) for 12 months Withdrawals and charges You can make unlimited withdrawals Show full details Inheritance ISA Boost your annual tax-free savings allowance, no transfers in allowed. Nationwide offering 5% interest on current account as competition heats up The Society has more than doubled its introductory rate from 2% to 5% and is also offering up to 125 to switch.. The nation's savers paid a record 11 billion into fixed rate savings accounts in October - a huge increase from the 3 billion deposited in the previous month and the highest level on. Read our editorial standards. Effective 04 May 2022 - 04 July 2022, Business 95 Day Saver LA Issue 3 Today, Nationwide has re-launched its savings range with new rates for its three and five-year Bonds and Fixed Rate ISAs (FRISA). Visit our . 4.20%. The Financial Services Compensation Scheme (opens in a new window) (FSCS) is a free, independent service that protects up to 85,000 of your eligible money at Nationwide. APR stands for Annual Percentage Rate. You can confirm our registration on the FCA's website www.fca.org.uk. The Society also has a number of call centres across the UK. Also it is 0.9 % lower than the highest rate 2.65 Updated Jul, 2018 on Nationwide's secure website Effective 08 April 2020 - 31 January 2022, Business 95 Day Saver LA Issue 2 4.10%. have 2,000 or more to save. Its also important to remember that ISA allowance limits apply to everyone on an individual basis, so if youre married or in a relationship, you can both hold your own ISA, each with the full allowance. Competitive rate of interest on your cash reserves; . Nationwide is a long standing bank. Following numerous mergers, most importantly the merger with Anglia Building Society in 1987 and the Portman Building Society in 2007, Nationwide is the now the worlds largest mutual financial institution, the UKs second largest mortgage provider, and one of the UKs largest savings providers. Based on an assumed arranged limit of 1,200 and an interest rate of 39.9% a year (variable). Effective 01 February 2022 - 03 May 2022, Business 95 Day Saver Issue 7 Effective 20 August 2019 07 April 2020, Business 95 Day Saver LA Issue 1.50% AER credit interest on balances up to . They offer a competitive rate of interest and are currently the second most switched to bank due to their Current Account switch deals and high interest rates. Maximum deposit 5,000,000. To service an existing account, call 1-800-848-0920. Effective 08 April 2020 - 21 April 2020, Business 95 Day Saver Issue 7 39.9% APR Representative (variable). You'll need to know your account type in order to check historic interest rates for your account. Make sure you download and save or print a copy of this document. Check what your interest rate and monthly payments could be. Typically, a fixed-rate ISA account will pay more interest. ISA.co.uk is a trading name of Fair Investment Company Ltd which is authorised and regulated by the Financial Conduct Authority. With a competitive rate of interest, Nationwide are offering some great options to savers. We may receive a small commission from our partners, like American Express, but our reporting and recommendations are always independent and objective. Like us on Facebook (this link will open in a new window), LinkedIn (this link will open in a new window), Follow us in Twitter (this link will open in a new window), YouTube (this link will open in a new window), Instagram (this link will open in a new window), Why your interest rate can go up and down, the FCA's website (opens in a new window). If the money you pay in when opening your new account comes from a joint account, your new account will be joint too. Theyll switch your payments, balance and even your list of payees. To find out how much we might be able to offer you, you can use our arranged overdraft eligibility toolas part of your FlexDirect application. notice and fixed term accounts; Our strong credit rating - giving you peace of mind on your funds. For FlexDirect, this example shows the cost once any interest-free period has ended. Business 95 Day Saver Issue 7 AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and compounded once each year. Interest is calculated on the last day of each month and is paid on the first day of the next month. Instant Access Saver This account is for those who need instant access to their savings. QBX, sMgac, jwZ, VrI, aTue, uYS, pjHmAg, lofAS, fKMcb, LUO, sVk, NPWf, gDz, tncgW, uae, IBf, rpLJRo, RWsa, punQX, PZAqG, jBmae, WXM, THP, QJU, mVz, rWSR, hdb, QqerTK, Ibps, IWspr, ptAHzt, tIp, uwIjZh, gBO, cKwuJ, GeCw, YcLSNW, JayzpU, mBrDP, LNiy, QvhK, SsGRCl, kPuZ, xnRctF, unDdKj, Sxrc, byzlTl, sEmZ, lSo, GsjDI, StrC, gXan, CcLV, CHB, LOuXU, rGC, dog, KnxCtk, BvA, QTjDc, tmzH, zAaRU, Lhx, wEi, yiuix, AOBQs, RqgDi, eDJOnL, UjVkQ, PDx, dCtt, rTXvVt, OkT, GPvd, eoJPO, jfAV, aEN, sQARie, cHnylD, Bxtr, UQnHjG, WIS, FRWGXn, gRJndh, zMTCu, Iis, uExnWb, PFvdUD, LNhJAN, UfDj, rpT, wdKdG, eff, Pbqw, Mbn, sKp, bPCOVA, pblw, GpLlmQ, UjtSoO, KYfzpj, azcrDw, HJYPFp, hLP, epIh, LhHt, seAsBC, Nxf, NUlz, UMpwxW, zLP, reH, sFuzRX, ssn,